ACTIONABLE AND EASY TO UNDERSTAND ADVICE
With every edition of THE MONEY NAVIGATOR you will receive eye opening information that is easy to understand and put into action. Now you will be able to make the most out of all your financial decisions.

AREAS OF COVERAGE INCLUDE:

• The Economy
  
• The Stock Market
  
• The Real Estate Market
  
• The Gold and Silver Markets
  
• The Bond Markets
  
• Tax Law or Policy Changes
  
• The Job Market
  
• Mistakes That You Must Not Make
  
• Special Offers You Will Want To Act Upon Immediately

ALL-INCLUSIVE PORTFOLIO RECOMMENDATIONS
DESIGNED TO MEET YOUR NEEDS
Most newsletters specialize in either mutual fund recommendations, exchange traded fund (ETF) recommendations or 401k recommendations, but here at The Money Navigator, we will be doing ALL three just for you. So now, depending on your situation and how you want to invest, you will be guided with a portfolio that you feel comfortable with and that meets your needs.

RANKED NUMBER ONE
The Money Navigator team has been ranked #1 for overall risk/return performance by Hulbert Financial Digest a DOW JONES Company.

All portfolio recommendations will be made by The Money Navigator’s Chief Economist Mark Grimaldi. Mark will use his 25 years of experience to guide you to your financial goals. Take a look at the chart below to see how his models have beaten the S&P 500 since 2001.

Please remember that past performance is not a guarantee of future results.

LOW-RISK DIVERSIFICATION AND DIVIDEND YIELDS ARE KEY
DIVERSIFICATION
Here at The Money Navigator, we believe that the key to your investment success is to provide you with diversified portfolios so that you can experience above market returns with below market risks. This is key in volatile stock markets.

DIVIDEND YEILDS
All portfolios created for The Money Navigator newsletter are designed to give a dividend yield between 2%-5%.

LOW FEES & EXPENSES
All portfolio recommendations are designed with NO LOAD MUTUAL FUNDS and ETFs that can be purchased free of commissions at certain brokerage firms. At all times, if you follow the guidelines, the maximum amount of your money will go to work for you and not towards fees and expenses!

NOTICES & ALERTS
Each month you will receive an e-mail notification letting you know that the new edition of your newsletter is ready. An e-mail notice will also alert you of any changes that have been made to any of the portfolios from the previous newsletter.

THE NAP ACCOUNT—EXCLUSIVELY FOR
THE MONEY NAVIGATOR SUBSCRIBERS
In an unprecedented offer, The Money Navigator provides those of you who want someone else to do all the work with the opportunity to get the assistance you need. As a subscriber to The Money Navigator and with the NAP (Navigator Automatic Plan) account, you will have exclusive access to this FIVE STAR MORNINGSTAR RATED fund manager for a minimum initial investment of just $50. (Normal entry deposits for this FUND are a minimum of $5000 for individuals.)

800 TELEPHONE NUMBER HELP LINE
If you need help with any part of this newsletter, we will be here for you. Five days a week, Monday through Friday from 9:00 AM ET to 9:00 PM ET, our service representatives will be standing by to help you.

COSTS
All of this comes to you for one full year on-line for just $63 a year (only about $5 a month). If you would like to lower your costs, all you have to do is sign up for automatic renewal and then the fee will be $54 a year. If you choose not to renew after one year all you have to do is let us know and you can cancel your subscription.

 

MONEY NAVIGATOR RETURN POLICY
The pro-rated portion of the remaining subscription term will be issued for paid subscriptions of more than one year, up to one year or for the value of the remaining term of the subscription, whichever is less. The Money Navigator newsletter does not issue subscription refunds on subscriptions of one year or less.